🍒 PayPal unveils NFC Android-to-Android payments | ロイター

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The bigger opportunity is in enabling real-world payments as retail and local merchants, something PayPal is still set to unveil later this year. He said PayPal turned to NFC because it simplifies P2P payments. Samuel declined to comment on how PayPal will use NFC specifically at point of sale but he said the company takes every opportunity to learn from its products.{/INSERTKEYS}{/PARAGRAPH} After the phones buzz together, the recipient can decide to send or receive money by entering a PIN number. with the Samsung Nexus S from Sprint and T-Mobile but will expand to other Android phones that include NFC functionality in the future. {PARAGRAPH}{INSERTKEYS}Ryan Kim 4 分で読む PayPal today unveiled a new peer-to-peer payment functionality that allows Android users to pay each other by tapping two near field communication NFC -enabled devices together. The payments work through a PayPal widget that allows a user to request or send money. Users do not have to pay a transaction fee when payments pull from bank accounts or an existing PayPal balance. That will be a much bigger deal because it will signal how PayPal will counter moves by Google and its NFC payments initiative, as well as other challengers like Square and the carrier consortium, Isis project. A user enters the transaction information and then taps their phone up against another phone also equipped with the same app. In many ways, this is similar to personal transfers PayPal has previously enabled through its mobile app using Bump Technologies. Shimone Samuel, Product Experience Manager for PayPal Mobile, however, said the NFC solution has fewer steps than bump payments and can be activated even when only one person has launched their widget. The feature, which follows an earlier contactless PayPal payment tool using Bump Technologies, shows how PayPal is gearing up for NFC as part of its larger push on mobile payments. Bump payments require both people to have their PayPal mobile app open.